News - Page 7

Weighing the costs and benefits of organic foods.

Everyone wants to eat as healthily as possible. One of the ways you might do that is to buy organic food. However, sometimes organic food comes at a steeper price than regular food. So, is organic food worth it? Let’s take a look.

Tips for lowering your monthly cell phone expenses.

We spend a lot of time on our cell phones, so it’s no surprise that phone bills can be quite expensive. Thankfully, there are some ways to keep your bill low. Here are some ways to save on your next (and future) phone bills.

Unpacking how hard and soft inquiries affect your credit.

A soft pull, or soft inquiry, happens when someone you authorize checks your credit report. A hard pull, on the other hand, is when you apply for a loan or credit card. It does impact your credit score.

How an allowance can help kids learn about money.

Giving kids an allowance can be a great way to teach them the value of money. Perhaps that’s one reason why so many parents do it. According to a study from T. Rowe Price, about 70 percent of all American kids get an allowance. Here’s what you should know.

How to plan a debt-free vacation.

It’s almost vacation time, and that means you should already be in planning mode. That’s because the best way to avoid overspending on a vacation is to strategize before the trip arrives. Here are some ways to stay out of debt when planning a summer vacation.

Why it’s smarter to splurge on some products.

Some things are just worth paying a little extra for. It’s tempting to always go with the lowest price when you’re shopping around, but it may not always be the right course of action. Here are some products/services that you typically might want to pay a bit more for when purchasing. 

Why you should pay more than the minimum balance on a credit card.

When using a credit card, the goal should always be to pay off the balance in full every month. However, sometimes that’s just not possible. For those times when it’s hard to pay off the entire balance, the next best goal is to pay more than the minimum due. Here are two big reasons why.

Your credit score is important to lenders, but there are several things that a lender or bank considers when looking at your score. Here’s the breakdown.

If you’re struggling with debt, you might want to consider debt consolidation as an option. The key, though, is to understand the pros and cons of this move before doing it. Here’s what you should know.

If your adult child is hoping to buy a home but is struggling to come up with the down payment, one way you might be able to help is by paying for the down payment.