They say that if you wait to have a baby until you’re ready, you’ll never have a baby. While there’s some truth to that, there is something to be said about being financially stable before bringing a newborn into your life. Here are some signs that your finances are prepared (as much as they can be) for a baby.
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VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.
The pandemic forced us all to rethink (and rethink, and rethink) how we do almost everything. From finances to grocery shopping — everything seemed like it had to be overanalyzed. Now, as the pandemic recedes across the nation, it’s time to review things once again. Only this time, we’re focusing on the best money lessons learned over the past year or so. Here are a few:
Heather Miller, President, and CEO of VisionBank of Iowa and VisionBankshares, Inc. is pleased to announce the promotion of Amy Landas to Boone Market President, effective June 30th. Amy will continue to office at the Boone South Marshall branch located at 1704 South Marshall Street Boone, IA.
The world is a college grad’s oyster. One of the best ways to prepare them for this new world is to set them up with solid financial guidelines. Here are some key money matters that you should instill in your college grad.
The credit limit issued by credit card companies should be taken with a big grain of salt. Let’s say the issuer says your card spending limit is $7,000. Great, right? You should feel free to use every penny of that limit as long as you can pay off the balance eventually, right? Well, no, not really. Here are some reasons you should not max out your credit card.
Digging out of debt can be difficult, so it’s best to make the process as easy as possible. If you’re not sure where to start, here’s a helpful guide to simple debt-elimination strategies.
Community members are invited to help protect their identity by safely destroying their unwanted, sensitive documents at VisionBank's annual Shred Day on Saturday, June 5th.
Are you checking your credit report regularly? If not, you should be. According to data from the Consumer Financial Protection Bureau, credit report errors are skyrocketing.
Accumulating wealth takes more than just heaps of money. It helps to have the right frame of mind. Here are some key mindsets to adopt if you want to build real wealth.
When it comes to savings, every single dollar counts. That’s important to keep in mind if you’ve been struggling to build an emergency fund, save for college or retirement, etc. When saving is tough, it can help to start small. Here are some ways to kickstart your savings, with the hope that by the end of 2021, you have an extra $500 or so stashed away.