News - Page 9

Negative information like missed bills can do a number on your credit report and change your credit score for the worse. Just a few ticks down on your credit score can have major negative consequences for your finances. Here’s a look at what you need to know.

How to automate savings.

Automating your savings is not only smart, it’s a great way to provide a financial safety net and build wealth. Here are some ways to automate your savings so you’re in the best possible financial position. 

How to financially prepare for a baby.

Do you have a little one on the way but don’t feel financially ready just yet? Well, here’s the news: You’re never truly ready for a baby. However, you can take some steps to be as financially prepared as possible. Here are some strategies to consider. 

A new rule will help Americans’ credit scores.

Good news for anyone who has been saddled by medical debt: A new ruling by the Consumer Financial Protection Bureau (CFPB) wipes it away.

How to reduce your debt fast.

According to a recent study, the average American has about $104,000 in debt. That includes mortgages, credit cards, personal loans and more. If you’re knee-deep in debt, there are ways to dig out quickly. Try some of these methods below.

How to save for retirement when you don’t have a 401(k).

Not everyone has a 401(k) plan through their employer. If you don’t, you can still save plenty for retirement in alternate routes. Let’s explore some ways to save for your golden years when you don’t have a 401(k).

How to help your teen with money.

If you have a teenager at home, hopefully, you’ve taught them good money habits. Now that they’re older, set them up for success in life with more in-depth financial goals. Here are some things to try with your teenager.

A new report explains the financial implications of sports betting.

A new report from the National Bureau of Economic Research has found something that may seem fairly obvious: Sports gambling isn’t good for your wallet. 

How to lower your credit utilization ratio.

The biggest factor in your credit score is paying your bills on time, every time. The second biggest? It’s your credit utilization ratio. Let’s take a look at that ratio and then find some ways to keep it as low as possible.

What to do with used electronics.

Many of us have old electronics sitting around the house. The question is, what do you do with them? Let’s explore your options.