VisionBank of Iowa
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We want to bring your attention to a recent cybersecurity threat affecting VisionBank. There have been reports of fake business emails circulating, attempting to deceive recipients. The fake address making the rounds is secure-visionbank.com. Please remain vigilant and be cautious of emails exhibiting unusual signs such as unexpected attachments, unfamiliar sender addresses, or urgent requests for sensitive information.

News - Page 9

VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services. 

Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.

Stop by one of our 9 locationscontact us online, or give us a call at 800-574-8123 to see what we can do for you.

 

 

Get Set for a Baby

They say that if you wait to have a baby until you’re ready, you’ll never have a baby. While there’s some truth to that, there is something to be said about being financially stable before bringing a newborn into your life. Here are some signs that your finances are prepared (as much as they can be) for a baby.

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Lessons Learned

The pandemic forced us all to rethink (and rethink, and rethink) how we do almost everything. From finances to grocery shopping — everything seemed like it had to be overanalyzed. Now, as the pandemic recedes across the nation, it’s time to review things once again. Only this time, we’re focusing on the best money lessons learned over the past year or so. Here are a few:

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Higher Learning

The world is a college grad’s oyster. One of the best ways to prepare them for this new world is to set them up with solid financial guidelines. Here are some key money matters that you should instill in your college grad.

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Lower Than The Limit

The credit limit issued by credit card companies should be taken with a big grain of salt. Let’s say the issuer says your card spending limit is $7,000. Great, right? You should feel free to use every penny of that limit as long as you can pay off the balance eventually, right? Well, no, not really. Here are some reasons you should not max out your credit card.

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Make It Easy

Digging out of debt can be difficult, so it’s best to make the process as easy as possible. If you’re not sure where to start, here’s a helpful guide to simple debt-elimination strategies.

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Checking In

Are you checking your credit report regularly? If not, you should be. According to data from the Consumer Financial Protection Bureau, credit report errors are skyrocketing.

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Get Right

Accumulating wealth takes more than just heaps of money. It helps to have the right frame of mind. Here are some key mindsets to adopt if you want to build real wealth.

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Small Start

When it comes to savings, every single dollar counts. That’s important to keep in mind if you’ve been struggling to build an emergency fund, save for college or retirement, etc. When saving is tough, it can help to start small. Here are some ways to kickstart your savings, with the hope that by the end of 2021, you have an extra $500 or so stashed away.

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