VisionBank of Iowa
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Vision Rewards Checking -Earn up to 5.13% APY based on your everyday spending habits. 

Our Vision Rewards Checking Account is an ideal account if you bank electronically, use your debit card to make purchases, and want to be rewarded with a premium interest rate(1). 

 

Interest Rewards Premium Rate of 5.13% Annual Percentage Yield* (APY) on balances up to $24,999.99 during each statement cycle when you meet the following qualifications:

  • One direct deposit monthly; and

  • Use your debit card 20 times per statement cycle to make purchases

 

Apply Now

 

Minimum Balance Requirement

$1,000.00 minimum daily balance2

Monthly Service Charge

$10.00/month service charge waived if minimum balance is maintained 2

ATM Access

No fee on MoneyPass network machines

Paper Statement Fee

$5.00/month (waived for minors)5

E-Statements

FREE

Checks

Available for purchase

Interest Rate

Premium Interest Rate on balances $0.01-$24,999.99. Interest Rate earned is subject to account requirements1

Debit Card

FREE

Bill Pay

FREE

Mobile Banking

FREE3

1 APY = Annual Percentage Yield. Interest rates are accurate as of 2/2/2026 and may change at any time. Earn a premium interest rate on balances up to $24,999.99 when you make 20 debit card purchases and receive one direct deposit per statement cycle. The interest rate of 5.00% will be paid on the portion of the balance between$0.01 and $24,999.99 resulting in an APY of 5.13% The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 5.13% to 0.69% *the premium interest rate will begin on the first full statement cycle after account opening. Accounts closed prior to the end of a statement cycle will not qualify for the premium rate. If qualifications are not met: The interest rate of 0.10% will be paid on the portion of the balance between $0.01 and $24,999.99 resulting in an APY of 0.10%. The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 0.10% to 0.24%. Fees may reduce earnings on the account.  2$50.00 opening deposit required. 33rd party internet/data/message rates may apply. 4Service charges may be subject to both state and local sales tax. 5$5.00 per month paper statement fee applies.
Please contact a Retail Banker for details.

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