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Scam Alert: Please be cautious of phone calls, text messages, or emails claiming to represent VisionBank or other financial institutions. Do not share personal or account information with someone you do not know. If you ever have questions about a request, hang up and call you local branch directly.

For your protection, remember these important guidelines:

VisionBank will never ask for your account number, online banking credentials, or debit card PIN over the phone.
If you receive a suspicious call, do not provide any personal or financial information.
If you receive a suspicious text, do not clink on any unknown links.
If you answer a call and suspect fraudulent activity or feel uneasy about the questions being asked, hangup immediately and call us back directly at 515-956-4343 to verify any account activity.

Vision Rewards Checking -Earn up to 6.18% APY based on your everyday spending habits.

Our Vision Rewards Checking Account is an ideal account if you bank electronically, use your debit card to make purchases, and want to be rewarded with a premium interest rate ¹

Interest Rewards Premium Rate of 6.18% Annual Percentage Yield¹ (APY) on balances up to $24,999.99 during each statement cycle when you meet the following qualifications:

One direct deposit monthly; and
Use your debit card 20 times per statement cycle to make purchases

Apply Now

Minimum Balance Requirement	$1,000.00 minimum daily balance²
Monthly Service Charge	$10.00/month service charge waived if minimum balance is maintained ²
ATM Access	No fee on MoneyPass network machines
Paper Statement Fee	$5.00/month (waived for minors)⁵
E-Statements	FREE
Checks	Available for purchase
Interest Rate	Premium Interest Rate on balances $0.01-$24,999.99. Interest Rate earned is subject to account requirements¹
Debit Card	FREE
Bill Pay	FREE
Mobile Banking	FREE^3,⁴

¹APY = Annual Percentage Yield. Interest rates are accurate as of 8/4/2026 and may change at any time. Earn a premium interest rate on balances up to $24,999.99 when you make 20 debit card purchases and receive one direct deposit per statement cycle. The interest rate of 6.00% will be paid on the portion of the balance between $0.01 and $24,999.99 resulting in an APY of 6.18% The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 6.18% to 0.79% *the premium interest rate will begin on the first full statement cycle after account opening. Accounts closed prior to the end of a statement cycle will not qualify for the premium rate. If qualifications are not met: The interest rate of 0.10% will be paid on the portion of the balance between $0.01 and $24,999.99 resulting in an APY of 0.10%. The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 0.10% to 0.24%. Fees may reduce earnings on the account. ²$50.00 opening deposit required. ³3rd party internet/data/message rates may apply. ⁴Service charges may be subject to both state and local sales tax. ⁵$5.00 per month paper statement fee applies. Please contact a Retail Banker with any questions.