Interest Rewards Premium Rate of 5.13% Annual Percentage Yield* (APY) on balances up to $24,999.99 during each statement cycle when you meet the following qualifications:
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One direct deposit monthly; and
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Use your debit card 20 times per statement cycle to make purchases
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Minimum Balance Requirement |
$1,000.00 minimum daily balance2 |
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Monthly Service Charge |
$10.00/month service charge waived if minimum balance is maintained 2 |
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ATM Access |
No fee on MoneyPass network machines |
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Paper Statement Fee |
$5.00/month (waived for minors)5 |
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E-Statements |
FREE |
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Checks |
Available for purchase |
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Interest Rate |
Premium Interest Rate on balances $0.01-$24,999.99. Interest Rate earned is subject to account requirements1 |
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Debit Card |
FREE |
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Bill Pay |
FREE |
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Mobile Banking |
FREE3 |
1 APY = Annual Percentage Yield. Interest rates are accurate as of 2/2/2026 and may change at any time. Earn a premium interest rate on balances up to $24,999.99 when you make 20 debit card purchases and receive one direct deposit per statement cycle. The interest rate of 5.00% will be paid on the portion of the balance between$0.01 and $24,999.99 resulting in an APY of 5.13% The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 5.13% to 0.69% *the premium interest rate will begin on the first full statement cycle after account opening. Accounts closed prior to the end of a statement cycle will not qualify for the premium rate. If qualifications are not met: The interest rate of 0.10% will be paid on the portion of the balance between $0.01 and $24,999.99 resulting in an APY of 0.10%. The interest rate of 0.25% will be paid on the portion of the balance above $24,999.99 resulting in an APY of 0.10% to 0.24%. Fees may reduce earnings on the account. 2$50.00 opening deposit required. 33rd party internet/data/message rates may apply. 4Service charges may be subject to both state and local sales tax. 5$5.00 per month paper statement fee applies.
Please contact a Retail Banker for details.