VisionBank of Iowa

Service Notice: Change in Banking Hours - Effective Monday, April 1st, the lobby and drive-up hours will change for several VisionBank locations.  

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Credit Sense

Elevate your financial journey with Credit Sense - your key to staying informed and empowered. Receive updates on your credit score and gain valuable tips for continuous improvement. Take control of your financial well-being and unlock a path to a brighter, more secure future with Credit Sense by your side. 

What is Credit Sense? 

Credit Sense is a free, comprehensive Credit Score program offered by VisionBank that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and practical tips of how to increase your score. Credit Sense also monitors your credit report daily and informs you by email if there are any big changes detected such as: 

  • A new account being opened

  • A change in address or employment

  • A delinquency has been reported 

  • A new inquiry has been made

Credit Sense is available in our VisionBank Mobile App!

Your credit score affects every aspect of your financial life - from loan rates to cost of insurance. The better your score, the more you save. That's why we've made it easier to monitor your credit score by offering 24/7 access to it for FREE in our VisionBank Mobile Banking App. 

  • FREE Unlimited access to your credit score

  • FREE Monthly credit reports

  • FREE tips for improving your score

  • FREE Opportunities to save

  • See the average credit score within your zip code

  • Review how your credit score has changed over time

  • Initiate credit report disputes from the app 

Download our VisionBank Mobile Banking App

Access VisionBank Mobile Banking with Free 24/7 Credit Score 

Download on the App Store  Get it on Google play

Still have questions? Check out our Credit Sense frequently asked questions to learn more. 

Credit Sense FAQ.

 


 

 

1.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

2.You must be the primary account holder of an eligible VisionBank consumer account with a FICO® Score available, and enrolled in VisionBank Online Banking. Eligible VisionBank consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact a Retail Banker for details. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by VisionBank to make credit decisions. VisionBank looks at many factors to determine your credit options; therefore, a specific FICO® Score or VisionBank credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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