VisionBank of Iowa

Scam Alert: If you own a home, there’s a pretty good chance you’ll need a contractor at one point or another. Unfortunately, finding a good one is easier said than done. According to a new study, one in 10 Americans has fallen victim to a contractor scam. The types of scams run the gamut, but baby boomers tend to be the most vulnerable, with 15% saying they’ve been a victim. Millennials were second-most likely to be victimized, at 13%.

Visit our Fraud Education Center to learn more about trending scams and Red Flags to watch out for. 

Fraud Prevention Tips

HSA Requirements and Rates

A VisionBank Health Savings Account (HSA) is a great way to save money for out-of-pocket medical expenses for those with a qualified high-deductible health plan (HDHP).*

Minimum Opening Deposit $100
Minimum Balance Requirement $2,500
Monthly service charge $5/month service charge waived if minimum balance is maintained
Interest Rate Tiered interest rates on balance $2,500 and above
(see below)
Checks Available for purchase
Debit Card Free
Bill Pay Free
Mobile Banking Free

*Consult your tax advisor for tax deductibility

Balance Interest Rate APY
$2,500 - $4,999.99 .03% .03%
$5,000 - $9,999.99 .03% .03%
$10,000 - $24,999.99 .03% .03%
$25,000 - $49,999.99 .03% .03%
$50,000 and Above .03% .03%
Interest rates and Annual Percentage Yields effective May 15, 2024. 
Interest rates and Annual Percentage Yield (APY) subject to change daily.
Account fees could reduce earnings on account.
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