VisionBank of Iowa
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Exciting Changes Are Coming to Your Digital Banking Experience!
We’re thrilled to announce that beginning September 4, 2025, your online and mobile banking will have a brand-new look and feel designed to give you a smoother, more intuitive experience.

This upgrade brings:

  • A modern, user-friendly interface
  • Streamlined navigation
  • Enhanced functionality and performance

Whether you’re checking balances, paying bills, or transferring funds, you’ll enjoy a faster and more personalized experience—right from your device. We’ll be sharing more details in the coming weeks to help you prepare for the transition. Stay tuned for helpful tips, training guides, and reminders to make sure you’re ready.

As always, thank you for banking with us!
 

CDs and IRAs

Setting some money aside in a VisionBank savings account is a smart idea. Investing in a VisionBank Certificate of Deposit (CD) is even smarter. You choose the amount, term and interest payment method. And by opening a CD with VisionBank, you are not only funding your goals and dreams, you are helping locally owned small businesses grow and thrive.

Interest rates and Annual Percentage Yields effective June 4, 2025.

Apply Now. 


 

CDs and IRAs

Terms (Months) Interest Rate APY
CDs and IRAs ($2,500 - $24,999.99)
6 months 1.20% 1.20%
12 months 1.50% 1.50%
18 months 1.60% 1.60%
24 months 1.75% 1.75%
36 months 1.80% 1.80%
48 months 2.00% 2.00%
60 months 2.00% 2.00%
CDs and IRA ($25,000 - $99,999.99)
6 Months 1.20% 1.20%
12 Months 1.50% 1.50%
18 Months 1.60% 1.60%
24 Months 1.75% 1.75%
36 Months 1.80% 1.80%
48 Months 2.00% 2.00%
60 Months 2.00% 2.00%
CDs and IRAs ($100,000 & above)
6 months 1.25% 1.25%
12 months 1.75% 1.75%
18 months 1.85% 1.85%
24 months 2.00% 2.00%
36 months 2.05% 2.05%
48 months 2.00% 2.00%
60 months 2.00% 2.00%

Interest rates and Annual Percentage Yield (APY) calculation based on interest compounding annually. Penalty for early withdrawal on Certificates of Deposits. Rates not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship.

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