Setting some money aside in a VisionBank savings account is a smart idea. Investing in a VisionBank Certificate of Deposit (CD) is even smarter. You choose the amount, term and interest payment method. And by opening a CD with VisionBank, you are not only funding your goals and dreams, you are helping locally owned small businesses grow and thrive.
Interest rates and Annual Percentage Yields effective February 2, 2026.
CDs and IRAs
| Terms (Months) | Interest Rate | APY |
|---|---|---|
| CDs and IRAs ($2,500 - $24,999.99) | ||
| 6 months | 1.20% | 1.20% |
| 12 months | 1.50% | 1.50% |
| 18 months | 1.60% | 1.60% |
| 24 months | 1.75% | 1.75% |
| 36 months | 1.80% | 1.80% |
| 48 months | 2.00% | 2.00% |
| 60 months | 2.00% | 2.00% |
| CDs and IRA ($25,000 - $99,999.99) | ||
| 6 Months | 1.20% | 1.20% |
| 12 Months | 1.50% | 1.50% |
| 18 Months | 1.60% | 1.60% |
| 24 Months | 1.75% | 1.75% |
| 36 Months | 1.80% | 1.80% |
| 48 Months | 2.00% | 2.00% |
| 60 Months | 2.00% | 2.00% |
| CDs and IRAs ($100,000 & above) | ||
| 6 months | 1.25% | 1.25% |
| 12 months | 1.75% | 1.75% |
| 18 months | 1.85% | 1.85% |
| 24 months | 2.00% | 2.00% |
| 36 months | 2.05% | 2.05% |
| 48 months | 2.00% | 2.00% |
| 60 months | 2.00% | 2.00% |
Annual Percentage Yield (APY) calculation based on interest compounding annually or at maturity. Early withdrawal penalty may apply. Interest rates are not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship. Account fees could reduce earnings on account. Interest rates effective as of 2/2/2026 and are subject to change without notice. Please contact a Retail Banker for details.
