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CDs and IRAs

Interest rates and Annual Percentage Yields effective October 26, 2020

CDs and IRAs

Terms (Months)	Rate	APY
CD SPECIAL (Fall 2020)

11 Months	0.65%	0.65%
17 Months	0.75%	0.75%
CDs and IRAs ($2,500 - $24,999)

6 months	0.05%	0.05%
12 months	0.15%	0.15%
18 months	0.25%	0.25%
24 months	0.35%	0.35%
36 months	0.45%	0.45%
48 months	0.50%	0.50%
60 months	0.55%	0.55%
CDs and IRA ($25,000 - $99,999)

6 Months	0.15%	0.15%
12 Months	0.30%	0.30%
18 Months	0.40%	0.40%
24 Months	0.50%	0.50%
36 Months	0.65%	0.65%
48 Months	0.70%	0.70%
60 Months	0.80%	0.80%
CDs and IRAs ($100,000 & above)

6 months	0.15%	0.15%
12 months	0.30%	0.30%
18 months	0.40%	0.40%
24 months	0.50%	0.50%
36 months	0.65%	0.65%
48 months	0.70%	0.70%
60 months	0.80%	0.80%

Interest rates and Annual Percentage Yield (APY) calculation based on interest compounding annually.

Penalty for early withdrawal on Certificates of Deposits.

Rates not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship.

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