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CDs and IRAs

Interest rates and Annual Percentage Yields effective January 19, 2021

CDs and IRAs

Terms (Months)	Rate	APY
CDs and IRAs ($2,500 - $24,999)

6 months	0.05%	0.05%
12 months	0.10%	0.10%
18 months	0.20%	0.20%
24 months	0.30%	0.30%
36 months	0.35%	0.35%
48 months	0.45%	0.45%
60 months	0.50%	0.50%
CDs and IRA ($25,000 - $99,999)

6 Months	0.10%	0.10%
12 Months	0.25%	0.25%
18 Months	0.35%	0.35%
24 Months	0.45%	0.45%
36 Months	0.50%	0.50%
48 Months	0.65%	0.65%
60 Months	0.75%	0.75%
CDs and IRAs ($100,000 & above)

6 months	0.10%	0.10%
12 months	0.25%	0.25%
18 months	0.35%	0.35%
24 months	0.45%	0.45%
36 months	0.50%	0.50%
48 months	0.65%	0.65%
60 months	0.75%	0.75%

Interest rates and Annual Percentage Yield (APY) calculation based on interest compounding annually.

Penalty for early withdrawal on Certificates of Deposits.

Rates not applicable to Public Funds, Institutional and Out of State depositors without a primary checking relationship.

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