Budgets and cash reserves aren’t just for corporate America. As the COVID-19 global pandemic keeps going (and going) it’s time to figure out exactly where you are with your personal finances so you can create a plan for how to best move forward in 2021. Across the United States and the world, it’s been a challenging year on many fronts with millions of people facing a much different economic outlook than they did just 12 months ago.
Alerts and News - 2020 Archive
VisionBank, a longtime supporter of Heart of Iowa Habitat for Humanity, recently donated $1,000 to assist Habitat for Humanity and its mission to eliminate poverty housing.
Lynn Ricke, Waukee Market President of VisionBank, is pleased to announce the appointment of Ryan Dea as Vice President Commercial Banker. Ryan will office at the new Waukee branch located at 45 N. Warrior Lane Waukee, IA
It may seem simple, but sharing financial lessons in fun ways with your family and friends can help lead to a lifetime of better money habits by those you care for the most. With nearly everyone feeling some impact from the COVID-19 global pandemic, the upcoming 2020 holiday season is a perfect time to introduce children and adults alike to gifts that can help them become more financially savvy.
Your debt-to-income ratio is one factor mortgage lenders consider when deciding on loan approval and rates. So if you’re struggling with student loan debt — which stands at $1.6 trillion total — it can be tricky securing a loan for a new home. Don’t be deterred. Try following these tips for securing a new home even while juggling student loan debt.
Thanks to some rules that have shifted due to the pandemic, now might be a good time to sign up for a what’s often called a 401(k) for your health — the Health Savings Account (HSA). You’re eligible to open one if you have a qualifying high deductible health plan. Here are some reasons to check out this savings option.
Paul Jacobson, President/CEO of VisionBank of Iowa, is pleased to announce the appointment of Lynn Ricke as Market President.
Amazon has announced that its annual Prime Day — featuring discounts galore — will be October 13 and 14. During that two-day span, you might be tempted to spend on everything that seems to be even a remotely good deal. However, as The New York Times reports, there are some items you should avoid during Prime Day. Let’s review them.
The housing market is one thing that the pandemic has not slowed down. According to the National Realtors Association, in July, 68 percent of houses were sold in less than three weeks and the median price of homes was up 8.5 percent compared to last year. It’s a seller’s market, so first-time buyers should be extra smart. Here are some tips to follow so that you don’t overspend on a home.
The latest scams are looking to take advantage of the swirling chaos around you. The pandemic has turned the world upside down. Thieves know that and they are coming out of the woodwork. Here’s what you need to know about the new round of cons.