Alerts and News

Perhaps it’s time to refinance your mortgage. Here are some things to consider before you do.

There are several ways to boost your credit score, and the more techniques you know, the better off you are. However, there is a lot of misinformation out there about credit, too. Here are some credit score myths. 

Everyone knows that dining out can be expensive. Here are ways to save on meal prep and buy groceries while on a budget.

There’s a saying you’ve probably heard before about the few absolutes there are in life: None of us will live forever, and taxes are practically unavoidable. We should add one more: Almost everyone needs a budget, even if they don’t know it yet. Don’t fall into these traps when creating a roadmap for spending.

January is National Financial Wellness Month. Discover where you are on the road to financial wellness with these tips and tools.

It is time to flip the script on making resolutions and instead break down what you want to achieve in the new year into more manageable, bite-sized goals. Look to SMART goals that you can accomplish in the coming year.

 Be sure to mark your calendar for the times of the year that certain items go on sale so you can buy when the price is lowest. Learn how to align purchases with the largest retail sales. It’s hard sometimes to find the right time to buy certain items. Timing your big purchases can help you save lots of cash. With that in mind, start thinking about waiting until the end of the year for deals that can save you money. Here are some items to buy.

Looking for fun ways to enjoy winter without overspending? Plan ahead for free local events, stock up on craft supplies early, and rotate activities to keep things fresh. Try cozy ideas like family game night, library programs, recipe testing, fort building, indoor picnics, or turning your living room into a movie theater. Simple, creative activities can make cold days warm and memorable without breaking the budget.

Some easy financial goals for any time of year.

Every year we set new resolutions for our finances. The truth of the matter is many people abandon their resolutions before the end of January. You can set new financial goals at any time of the year. So let’s start small and set you up for success. Here are some things you can do to get started.

The holiday season can be joyful, but it can also put a strain on your budget if you’re not careful. With a little planning and smart strategies, you can enjoy the festivities, give thoughtful gifts, and create lasting memories without overspending.