Are you checking your credit report regularly? If not, you should be. According to data from the Consumer Financial Protection Bureau, credit report errors are skyrocketing.
Alerts and News
VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.
Accumulating wealth takes more than just heaps of money. It helps to have the right frame of mind. Here are some key mindsets to adopt if you want to build real wealth.
When it comes to savings, every single dollar counts. That’s important to keep in mind if you’ve been struggling to build an emergency fund, save for college or retirement, etc. When saving is tough, it can help to start small. Here are some ways to kickstart your savings, with the hope that by the end of 2021, you have an extra $500 or so stashed away.
The second round of coronavirus stimulus checks is on the way — in fact, you may have already received one by direct deposit if it was due to you. In general, single adults who qualify will receive up to $600 and married adults will receive up to $1,200. Those with children 17 years or younger will also receive $600 per dependent. Now the question is — what should you do with that cash? Here are some ideas.
Who wants to do their taxes??? We know, it’s not exactly the most fun thing to do. However, there are real benefits to filing your taxes early. Here are just a few.
Here’s yet another reason to consistently check your credit report: Debt parking. This is the term used for a new scam in which debt collectors place fake debts on your credit report in the hopes of fooling you to pay up.
Now is always a good time to start planning for your future. Yes, even during a pandemic. You might already be saving in a work-sponsored 401(k) — and that’s great — but here’s why you should consider opening an IRA as well.
VisionBank is committed to growing our communities in Central Iowa, and we take pride in the opportunity to partner with our neighbors by giving of our time, resources, and funding when possible. View our 2020 Community Impact Report to learn more about our philanthropic activities.
The coronavirus vaccines have given everyone a light at the end of the tunnel. Finally, one day, perhaps things will return to the way they were. If you’re like most people, there is one thing from this time you might like to keep around: Your stricter financial habits. Here are some money-centric behaviors that arose during the pandemic that are worth making permanent.