Common Budgeting Mistakes to Avoid
While creating a budget doesn’t have to be complicated, it does need to be realistic and workable. Here are a few strategies for steering clear of some common budgeting mistakes:
Alerts and News
VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.
Stop by one of our 9 locations, contact us online, or give us a call at 800-574-8123 to see what we can do for you.
Real Estate - Rent or Buy
Living in cramped quarters with a roommate or two – or a growing family – is enough to make even the most frugal among us long for more room under our roof. If you are on the fence about whether to rent or buy a home, consider some of these factors.
VisionBank Announces Acquisition Of Legacy Bank
VisionBank of Iowa announced it has entered into a definitive agreement to acquire Legacy Bank in a transaction that will bring together two long-standing community banks with a focus on being the leader in service to customers and communities throughout Central Iowa.
First Moves
Payday is a great day. But before you go spending that paycheck on fabulous shoes and fun dinners out, there are a few things you could do first. Here’s some different ways you can use your check once it hits your account.
Not So Fast
Zelle is the latest tech to be targeted by scammers. As with anything that is widely used, scammers have latched onto the tech and are targeting consumers. Here’s what you should know.
Add It Up
One of the fastest and most impactful ways to boost your homes value is to focus on curb appeal. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible.
A Big Ratio
One of the biggest factors impacting your credit score is the credit utilization ratio. This is your total credit used divided by the total credit available to you. Take a second to see what makes up your credit ratio.
Think Long
Chances are, when you think of saving for your golden years, you think of some fun things — like traveling — and some not-so-fun things, like the cost of prescriptions. However, if you’re not yet planning for long-term care expenses, here are three main methods to get started:
Never Too Late
If you’re in your 40s with little to no retirement savings, you might be a bit stressed. However, don’t get too worried — there’s still time to right this ship. The key is to jump on this opportunity immediately. Here are some moves to catch up and ensure your retirement is as comfortable as possible.
Moving the Ceiling
When opening a credit card, you're given a spending limit and over time that limit may increase. There are, however, ways to ask for a limit bump on your own. Here's what you should know!
