Alerts and News

The time might be right to refinance your mortgage. Mortgage rates are still right around three percent, and that’s low enough to save many people lots of cash. In one recent report, there were 11 million American homeowners who could lower their mortgage by .75 percentage or more. The same study found that of those eligible for lowering their mortgage rate, the average savings worked out to about $279 per month. Here’s everything to consider about refinancing.

Eighty percent of people fail to actually achieve their New Year’s goals every year, according to U.S. News & World Report. It’s not surprising that the number is high — but does it have to be that high? Not where you’re concerned, particularly if you’re making a resolution that involves your money.

The end of 2021 is coming. That means it’s time to address your 401(k). You want to make sure you’re getting the most value out of this retirement account. Here are some moves to make before 2022 arrives.

Did you resolve to slim down your spending or beef up your savings this year? About 41 percent of Americans make New Year’s resolutions, but less than 72 percent are kept through the first week (and less than half are maintained after six months). Why do we fall off the wagon? We’re either too ambitious (one resolution at a time is best) or lack a clear-cut strategy. Translating your goal into an actionable plan (and breaking it up into achievable benchmarks) should make long-term success more possible. Here are some financial resolutions to consider and how to go about them week-by-week.

When you are in a funk, it’s human nature to seek ways to make yourself feel better. For most people, buying something is scientifically proven to give your brain a little boost… at least for a few minutes.

With so much angst already at play, how can we do the holidays without going overboard?

They say money and friends don’t mix, and there’s certainly some truth to that. However, life isn’t always black and white. One day you might find yourself in a situation where you are pondering lending money to a loved one. If that happens, consider the following before going through with the transaction.

The countdown to Christmas is on and the VisionBank elves are now starting to accept letters to Santa Clause.

Keeping your computers safe from cyber attacks isn’t just something governments and large industries have to worry about these days. Anyone who uses a smartphone, computer or other electronic device to send email, visit social media sites, search the internet or even pay bills online can fall victim to criminals looking to hack into your accounts to steal your passwords, identity and money.

With more than 200 million Americans possessing credit reports, and billions of pieces of data regularly moving to credit reporting bureaus, mistakes, unfortunately, are bound to happen

We would like to extend an invitation to include your child(ren) in the Angel Tree Program that is coordinated by Ogden’s VisionBank.
If you choose to participate in this program, please provide your information to VisionBank.