VisionBank of Iowa
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Service Notice: All VisionBank locations will be closed on Monday, February 17th, in observance of Presidents' Day. You can still take care of all of your banking needs through VisionBank Online, your mobile app, or by visiting any of our conveniently located ATMs.

Alerts and News - 2025 Archive

Help With Credit Utilization

How to lower your credit utilization ratio.

The biggest factor in your credit score is paying your bills on time, every time. The second biggest? It’s your credit utilization ratio. Let’s take a look at that ratio and then find some ways to keep it as low as possible.

Read More about Help With Credit Utilization
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