VisionBank of Iowa

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News - Page 6

VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services. 

Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.

Stop by one of our 9 locationscontact us online, or give us a call at 800-574-8123 to see what we can do for you.



First Moves

Payday is a great day. But before you go spending that paycheck on fabulous shoes and fun dinners out, there are a few things you could do first. Here’s some different ways you can use your check once it hits your account.

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Not So Fast

Zelle is the latest tech to be targeted by scammers. As with anything that is widely used, scammers have latched onto the tech and are targeting consumers. Here’s what you should know.

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Add It Up

One of the fastest and most impactful ways to boost your homes value is to focus on curb appeal. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible.

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A Big Ratio

One of the biggest factors impacting your credit score is the credit utilization ratio. This is your total credit used divided by the total credit available to you. Take a second to see what makes up your credit ratio.

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Think Long

Chances are, when you think of saving for your golden years, you think of some fun things — like traveling — and some not-so-fun things, like the cost of prescriptions. However, if you’re not yet planning for long-term care expenses, here are three main methods to get started:

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Never Too Late

If you’re in your 40s with little to no retirement savings, you might be a bit stressed. However, don’t get too worried — there’s still time to right this ship. The key is to jump on this opportunity immediately. Here are some moves to catch up and ensure your retirement is as comfortable as possible.

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Two Parts

When your emergency fund is at rock bottom and you also have outstanding debts, what do you do? Here’s a guide to help you figure out which steps to take first.

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Moving Out, Moving In

Selling your home while buying a new one is a tricky maneuver to pull off. If you sell your home too quickly, you might end up with nowhere to live. If you buy a home before selling your current home, you could get stuck paying two mortgages at once. Here’s how to make the process as easy as possible.

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