Cash stuffing — a method of budgeting by using cash stored in envelopes — is gaining steam thanks to social media. On the surface, cash stuffing is harmless. It can help prevent impulse buys and curb credit card debt. However, like most things in life, there are good aspects and bad aspects.
News - Page 4
VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.
The holidays can bring plenty of financial stress. You can help yourself this holiday season with awareness of these stressors and use simple strategies to overcome them. Here’s a quick breakdown.
When you’re saving for retirement, it’s all about the long-term view. That usually means investing in a diversified portfolio and leaving your money in the market for many years. However, retirement isn’t the only thing you’re saving for. You may be saving for college, a down payment on a house, or an emergency fund. Here are a few ideas for your money if you’re saving for short-term or intermediate-term goals.
Download our Holiday Coloring Sheet!
Inflation is trying to ruin the holidays. According to a new report, while American consumers think they’ll spend about as much as last year on gifts, there’ll be a lot less of them to go around.
As you probably know, the chances of actually hitting that lottery jackpot are minuscule. As US News reports, the current odds of winning the PowerBall are one in 292.2 million. Yet we still play. Here’s a little of the psychology behind why:
Scammers are at it again; this time sending texts involving fake bank fraud alerts. Anyone who gets an unsolicited dubious text message claiming to be from VisionBank is advised to delete it right away.
The federal student loan forbearance that was put in place during the early years of the pandemic officially ends on December 31. That means starting January 1, 2023, your loan payments are back. Are you ready for that? Here’s some steps to take to make sure you are.
While creating a budget doesn’t have to be complicated, it does need to be realistic and workable. Here are a few strategies for steering clear of some common budgeting mistakes:
Living in cramped quarters with a roommate or two – or a growing family – is enough to make even the most frugal among us long for more room under our roof. If you are on the fence about whether to rent or buy a home, consider some of these factors.