VisionBank of Iowa
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We want to bring your attention to a recent cybersecurity threat affecting VisionBank. There have been reports of fake business emails circulating, attempting to deceive recipients. The fake address making the rounds is secure-visionbank.com. Please remain vigilant and be cautious of emails exhibiting unusual signs such as unexpected attachments, unfamiliar sender addresses, or urgent requests for sensitive information.

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VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services. 

Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.

Stop by one of our 9 locationscontact us online, or give us a call at 800-574-8123 to see what we can do for you.

 

 

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To Stuff or Not to Stuff

Cash stuffing — a method of budgeting by using cash stored in envelopes — is gaining steam thanks to social media. On the surface, cash stuffing is harmless. It can help prevent impulse buys and curb credit card debt. However, like most things in life, there are good aspects and bad aspects. 

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Short Moves

When you’re saving for retirement, it’s all about the long-term view. That usually means investing in a diversified portfolio and leaving your money in the market for many years. However, retirement isn’t the only thing you’re saving for. You may be saving for college, a down payment on a house, or an emergency fund. Here are a few ideas for your money if you’re saving for short-term or intermediate-term goals.

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Ho-Hum Holidays

Inflation is trying to ruin the holidays. According to a new report, while American consumers think they’ll spend about as much as last year on gifts, there’ll be a lot less of them to go around.

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hitting It Big!

As you probably know, the chances of actually hitting that lottery jackpot are minuscule. As US News reports, the current odds of winning the PowerBall are one in 292.2 million. Yet we still play. Here’s a little of the psychology behind why:

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Get Ready

The federal student loan forbearance that was put in place during the early years of the pandemic officially ends on December 31. That means starting January 1, 2023, your loan payments are back. Are you ready for that? Here’s some steps to take to make sure you are.

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Real Estate - Rent or Buy

Living in cramped quarters with a roommate or two – or a growing family – is enough to make even the most frugal among us long for more room under our roof. If you are on the fence about whether to rent or buy a home, consider some of these factors.

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