New Goals for a New Year
A new year usually means new goals and according to a new survey, 63% of Americans are setting savings goals for 2023. Find out the top financial New Year's resolutions here!
VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.
Stop by one of our 9 locations, contact us online, or give us a call at 800-574-8123 to see what we can do for you.
Weighing: Buy Now, Pay Later vs. Credit Cards
The holiday season may have had you consider the Buy Now, Pay Later services. They can be a good option, from the zero interest rate to the spread-out payment plans. However, are BNPLs better than simply using your credit card? Let’s take a look.
Happy MLK Day!
This MLK Day themed coloring sheet is free to print and fun to color! Color it with anything you want - crayons, colored pencils, markers, or even paint. This coloring page is perfect for anyone, at any age!
Helping Young Adults Become More Financially Literate
Research shows that children begin developing life-long habits as early as age 7. Starting financial instruction before kids are in high school may be a good way to build a foundation of sound financial principles. Here are some suggestions to help teens and college-age students become more financially savvy:
Monthly Budget Trackers
Studies show less than 8% of individuals stick to their resolutions each year. Yet there are millions of Americans who continue to set goals with high hopes of a better year ahead. Keep your finances on track with a few of our new and easy to use budget templates.
To Stuff or Not to Stuff
Cash stuffing — a method of budgeting by using cash stored in envelopes — is gaining steam thanks to social media. On the surface, cash stuffing is harmless. It can help prevent impulse buys and curb credit card debt. However, like most things in life, there are good aspects and bad aspects.
Tis the Stressful Season
The holidays can bring plenty of financial stress. You can help yourself this holiday season with awareness of these stressors and use simple strategies to overcome them. Here’s a quick breakdown.
Short Moves
When you’re saving for retirement, it’s all about the long-term view. That usually means investing in a diversified portfolio and leaving your money in the market for many years. However, retirement isn’t the only thing you’re saving for. You may be saving for college, a down payment on a house, or an emergency fund. Here are a few ideas for your money if you’re saving for short-term or intermediate-term goals.
Holiday Coloring Challenge
Download our Holiday Coloring Sheet!
Ho-Hum Holidays
Inflation is trying to ruin the holidays. According to a new report, while American consumers think they’ll spend about as much as last year on gifts, there’ll be a lot less of them to go around.
