Am I Buying Too Much House (Posted February 23, 2026)
Buying a house is an exciting event. Especially when it’s your first one. No matter what time of year you buy a home, don’t overestimate how much house you can afford.
VisionBank has no control over information at any site hyperlinked from this Site. VisionBank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by VisionBank of any information in any hyperlinked site. In no event shall VisionBank be responsible for your use of a hyperlinked site.
We invite you to visit our News and Alerts financial wellness portal for the latest updates on bank events, staff changes, personal finance tips, and economic outlooks. Stay informed and gain valuable insights to help you navigate your financial journey with confidence!
Buying a house is an exciting event. Especially when it’s your first one. No matter what time of year you buy a home, don’t overestimate how much house you can afford.
Even in the best of times, when the S&P 500 and other indexes are soaring, investing in the stock market can feel more than a little overwhelming.
Perhaps it’s time to refinance your mortgage. Here are some things to consider before you do.
There are several ways to boost your credit score, and the more techniques you know, the better off you are. However, there is a lot of misinformation out there about credit, too. Here are some credit score myths.
Everyone knows that dining out can be expensive. Here are ways to save on meal prep and buy groceries while on a budget.
There’s a saying you’ve probably heard before about the few absolutes there are in life: None of us will live forever, and taxes are practically unavoidable. We should add one more: Almost everyone needs a budget, even if they don’t know it yet. Don’t fall into these traps when creating a roadmap for spending.
January is National Financial Wellness Month. Discover where you are on the road to financial wellness with these tips and tools.
It is time to flip the script on making resolutions and instead break down what you want to achieve in the new year into more manageable, bite-sized goals. Look to SMART goals that you can accomplish in the coming year.
Be sure to mark your calendar for the times of the year that certain items go on sale so you can buy when the price is lowest. Learn how to align purchases with the largest retail sales. It’s hard sometimes to find the right time to buy certain items. Timing your big purchases can help you save lots of cash. With that in mind, start thinking about waiting until the end of the year for deals that can save you money. Here are some items to buy.
Looking for fun ways to enjoy winter without overspending? Plan ahead for free local events, stock up on craft supplies early, and rotate activities to keep things fresh. Try cozy ideas like family game night, library programs, recipe testing, fort building, indoor picnics, or turning your living room into a movie theater. Simple, creative activities can make cold days warm and memorable without breaking the budget.