VisionBank of Iowa

Service Notice: Change in Banking Hours - Effective Monday, April 1st, the lobby and drive-up hours will change for several VisionBank locations.  

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News - Page 12

VisionBank has eight full-service branches in Ames, Boone, Grimes, Huxley, and Ogden, and a VisionBank Mortgage office in West Des Moines. The bank is owned by VisionBankshares, Inc., a locally-owned bank holding company based in Central Iowa. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services. 

Check out our different alerts and news articles to stay up to date with VisionBank and the banking culture.

Stop by one of our 9 locationscontact us online, or give us a call at 800-574-8123 to see what we can do for you.

 

 

What If I Really, Really Need My Tax Refund?

“I really need my tax refund, to cover bills and pay down debt. How can I get it as fast as possible?”

The average individual tax refund was $2,895 in 2017, according to the IRS. I understand why you’d want so much money in your hands ASAP: For the typical American, that would cover rent for about three months, or a car payment for almost six months.

The problem? If you don’t spend it strategically, you could be back in the same position by St. Patrick’s Day. The issue isn’t that you want your tax refund now. It’s that you need it now.

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Tax Refund Predators Are Waiting

People who don’t have much money during the rest of the year can become big targets during tax refund season.

For those living paycheck to paycheck, tax refunds — which average around $3,000 — may be the largest chunk of unobligated cash they see all year. Retailers hope to get some of that money, but so do debt collectors, buy-here-pay-here car lots and purveyors of interest-free loans that come with fat fees. People flush with cash need to proceed with caution

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Protect Your Season from Fraud

December is always filled with lots of extra activity, much of it related to holiday shopping and celebrating. But in the midst of a season of higher spending and hectic schedules, it’s also a prime setting for increased fraud manifesting itself in dozens of ways. As such, December is also National Identity Theft Prevention and Awareness Month – the month for increasing awareness and becoming more alert about identity theft, data breaches, cybercrimes and other fraud issues.

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VisionBank goes Over the Edge for the Boys & Girls Club

Ames, IA - VisionBank is going to – and dropping from – new heights in support of youth programming. As part of VisionBank’s ongoing commitment to community and building opportunities for youth, one of its own is rappelling down a 7 ½ story building in the Ames Campustown area to support the Boys and Girls Club of Story County (BGCSC) Over the Edge event on Friday, October 27.
 

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