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Personal Spending

If you're having trouble sticking within your monthly budget, there are likely some relatively simple reasons for that. Check out our tips and suggestions for forming better spending habits.


How Subscription Services Are Eating into American's Budgets

How many subscription services do you use, and how much are you paying for them each month? You might not know the correct answer to those questions, and that's a problem. Americans are spending more on subscription services - some that they don't even use - and it;s impacting budgets in a big way. Read more. 


How to Avoid the Dreaded Lifestyle Creep

The more money you make, the tougher it can be to avoid "lifestyle creep." This term refers to the insidious way we spend more as we make more. As your income goes up, you allow your spending to rise right along with it. Suddenly, despite making more than you ever have, you're still stuck living paycheck to paycheck. Here are some ways to avoid lifestyle creep and the negative impact it can have on your finances. Read More. 


Some Common Reasons You Overspend

If you're having trouble sticking within your monthly budget, there are likely some relatively simple reasons for that. Identifying the factors behind your overspending is a key step in regaining your financial health. We're here to help. Here are some common reasons people overspend and how to sidestep them. Read more.


The Basics of Fixed and Variable Expenses, and How to Lower Them Both

The backbone of a good budget is a strong grasp of your fixed and variable expenses. Not sure how to do that? We're here to help. Read more. 


The material provided on this page is for informational use only and is not intended for financial, tax or investment advice. VisionBank and/or its affiliates, SavvyMoney, assume no liability for any loss or damage resulting from one's reliance on the material provided. Please note that such material is not updated regularly and that some of the information may not therefore be current. Consult with your own financial professional and tax advisor when making decisions regarding your financial situation. 
 

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