VisionBank of Iowa

Scam Alert: If you own a home, there’s a pretty good chance you’ll need a contractor at one point or another. Unfortunately, finding a good one is easier said than done. According to a new study, one in 10 Americans has fallen victim to a contractor scam. The types of scams run the gamut, but baby boomers tend to be the most vulnerable, with 15% saying they’ve been a victim. Millennials were second-most likely to be victimized, at 13%.

Visit our Fraud Education Center to learn more about trending scams and Red Flags to watch out for. 

Fraud Prevention Tips

Protect what matters most - check out our fraud and cybersecurity information to arm yourself with knowledge. These resources provide essential insights and proactive measures, allowing you to navigate the digital landscape with confidence and keep your financial assets secure. 

Identity Theft Info

Check here for the latest fraud and cybersecurity tips.

Identity Theft 

Here's how it works: Someone gets your personal information and runs up bills in your name. They might use your Social Security or Medicare number, your credit card, or your medical insurance - along with your good name. Read More

Identity Theft? What to Know, What to Do

Is someone using your personal or financial information to make purchases, get benefits, file taxes, or commit fraud? Here are some first steps to take in mitigating your risk and getting your name back. Read More

10 Tips for Avoiding Fraud

Fraudsters use clever schemes to defraud millions of people per year. They often combine new technology with old tricks to get people to send money or give out personal information. Here are 10 practical tips to help you stay ahead. Read More

Home Repair Scams

Someone knocks on your door or calls you. They say they can fix your leaky roof, install new windows, or provide the latest energy-efficient solar panels. They might find you after a flood, windstorm or other natural disaster. They pressure you to act quickly, might ask you to pay in cash, or offer to get you financing. Read More

Money Mule Scams

Someone might offer you a job. Or say you've won a sweepstakes. Or start an online relationship with you. Whatever the story, next they want to send you money... and then ask you to send it to someone else. They often say to wire the money or use gift cards. But that money was stolen. There never was a job, a prize, or a relationship - only a scam. Read More

Telephone Scams

Every year, thousands of people lose money to telephone scams - from a few dollars to their life savings. Scammers will say anything to cheat people out of money. Some seem very friendly - calling you by your first name, making small talk, and asking about your family. They may send mail or place ads to convince you to call them. Read More

Impostor Scams

You get a call or an email. It might say you've won a prize. It might seem to come from a government official. Maybe it seems to be from someone you know - your grandchild, a relative or a friend. Or maybe it's from someone you feel like you know, but you haven't met in person - say, a person you met online who you've been writing to. Read More

Health Care Scams

You see an add on TV, telling you about a new law that requires you to get a new health care card. Maybe you get a call offering you big discounts on health insurance. Or maybe someone says they're from the government, and she needs your Medicare number to issue you a new card. Read More

You've Won! Scams

You get a card, a call, or an email telling you that you won! Maybe it's a trip or a prize, a lottery or a sweepstakes. The person calling is so excited and can't wait for you to get your winnings! But here's what happens next: they tell you there's a fee, some taxes, or custom duties to pay. And then they ask you for your credit card number. Read More

Pass-it-on Tech Support Scams

You get a pop-up or other urgent message from someone saying your computer is infected. It might seem like the message comes from a well-known company like Microsoft or Apple, or maybe your internet service provider. It tells you there are viruses or other malware on your computer. It says you have to call a number or risk losing your personal data. But is this a threat? Read More

Grandkid Scams

You get a call: "Grandma, I need money for bail." Or money for a medical bill. Or some other kind of trouble. The caller says it's urgent - and tells you to keep it a secret... But is the caller who you think it is? Read More

Online Dating Scams

You meet someone special on a dating site. Soon he wants to move off the dating site to email or phone calls. He tells you he loves you, but he lives far away - maybe for business, or because he's in the military. Then he asks you for money. He might say it's for a plane ticket to visit you. Or an emergency surgery. Read More

Money Wiring Scams

Wire transfers can be a convenient way to send and receive money. That's why scammers find them so attractive. Read More

Scams and Your Small Business

If you own a small business or are part of a non-profit organization, you spend a lot of time and effort making sure the organization works well. But when scammers go after your organization, it can hurt your reputation and your bottom line. Your best protection? Learn the signs of scams that target businesses. Then tell your employees and colleagues what to look for. Read More


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