VisionBank of Iowa

Scam Alert: If you own a home, there’s a pretty good chance you’ll need a contractor at one point or another. Unfortunately, finding a good one is easier said than done. According to a new study, one in 10 Americans has fallen victim to a contractor scam. The types of scams run the gamut, but baby boomers tend to be the most vulnerable, with 15% saying they’ve been a victim. Millennials were second-most likely to be victimized, at 13%.

Visit our Fraud Education Center to learn more about trending scams and Red Flags to watch out for. 

Fraud Prevention Tips

Stay ahead of your finances with our cutting-edge account alerts feature in mobile banking. Turn your cards on and off with a click of a button. Receive real-time notifications for transactions, location based activity, balance thresholds, and more. 

Keep your financial security intact by staying informed every step of the way - because peace of mind is just a notification away. 

Stay informed. Stay secure.

 

Alerts Ensure Safe, Secure Card Usage

Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. Account Alerts within VisionBank Mobile Banking can send an alert when a card is used or when a card transaction has been attempted but is declined - and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place. 

Location-Based Alerts & Controls

The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone's GPS); transactions requested outside of the specified range can be declined.

The My Region control uses city, state, country, or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined. 

Usage Alerts & Controls

Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants, entertainment, travel, and groceries. Your transactions can also be monitored for specific transaction types; in-store purchases, e-commerce transactions, mail/phone orders, and ATM transactions.

Card On/Off Setting

When the card is "on," transactions are allowed in accordance with your usage settings. When the card is "off," no purchases or withdrawals are approved until the card is subsequently turned back "on." This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.

Additional Capabilities

Account Alerts within VisionBank Mobile Banking also lets you conduct card-related mobile transactions wherever you are, any time of day. Supported transactions include:

  • Real-time balance inquiries

  • Location ATMs

Key Benefits

All cardholders can receive alerts to monitor transactions and protect their accounts. You can actively manage your money and take charge of your card usage. 


 

  1. Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Please be advised that these alerts may not be sent immediately.

© 2024 Vision Bank of Iowa. All rights reserved.