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visionbank.com - Alerts and News http://www.visionbank.com/alerts-and-news/rss/2022 visionbank.com en-US Wed, 11 Nov 2026 17:31:51 +0000 Wed, 11 Nov 2026 17:31:51 +0000 Copyright 2026 visionbank.com. All rights reserved. postmaster@globalreach.com (visionbank.com) postmaster@globalreach.com (visionbank.com) Global Reach News Aggregator v0.96 http://blogs.law.harvard.edu/tech/rss 60 Tis the Stressful Season http://www.visionbank.com/alerts-and-news/tis-the-stressful-season http://www.visionbank.com/alerts-and-news/tis-the-stressful-season Mon, 19 Dec 2022 06:00:00 +0000 The holidays can bring plenty of financial stress. You can help yourself this holiday season with awareness of these stressors and use simple strategies to overcome them. Here’s a quick breakdown. Short Moves http://www.visionbank.com/alerts-and-news/short-moves http://www.visionbank.com/alerts-and-news/short-moves Mon, 12 Dec 2022 06:00:00 +0000 When you’re saving for retirement, it’s all about the long-term view. That usually means investing in a diversified portfolio and leaving your money in the market for many years. However, retirement isn’t the only thing you’re saving for. You may be saving for college, a down payment on a house, or an emergency fund. Here are a few ideas for your money if you’re saving for short-term or intermediate-term goals. Holiday Coloring Challenge http://www.visionbank.com/alerts-and-news/holiday-coloring-challenge http://www.visionbank.com/alerts-and-news/holiday-coloring-challenge Mon, 05 Dec 2022 06:00:00 +0000 Download our Holiday Coloring Sheet!   Ho-Hum Holidays http://www.visionbank.com/alerts-and-news/ho-hum-holidays http://www.visionbank.com/alerts-and-news/ho-hum-holidays Mon, 28 Nov 2022 06:00:00 +0000 Inflation is trying to ruin the holidays. According to a new report, while American consumers think they’ll spend about as much as last year on gifts, there’ll be a lot less of them to go around. hitting It Big! http://www.visionbank.com/alerts-and-news/hitting-it-big http://www.visionbank.com/alerts-and-news/hitting-it-big Mon, 21 Nov 2022 06:00:00 +0000 As you probably know, the chances of actually hitting that lottery jackpot are minuscule. As US News reports, the current odds of winning the PowerBall are one in 292.2 million. Yet we still play. Here’s a little of the psychology behind why: Scammers are at it again http://www.visionbank.com/alerts-and-news/scammers-are-at-it-again http://www.visionbank.com/alerts-and-news/scammers-are-at-it-again Tue, 15 Nov 2022 06:00:00 +0000 Scammers are at it again; this time sending texts involving fake bank fraud alerts. Anyone who gets an unsolicited dubious text message claiming to be from VisionBank is advised to delete it right away. Get Ready http://www.visionbank.com/alerts-and-news/get-ready http://www.visionbank.com/alerts-and-news/get-ready Thu, 20 Oct 2022 05:00:00 +0000 The federal student loan forbearance that was put in place during the early years of the pandemic officially ends on December 31. That means starting January 1, 2023, your loan payments are back. Are you ready for that? Here’s some steps to take to make sure you are. Common Budgeting Mistakes to Avoid http://www.visionbank.com/alerts-and-news/common-budgeting-mistakes-to-avoid http://www.visionbank.com/alerts-and-news/common-budgeting-mistakes-to-avoid Tue, 20 Sep 2022 05:00:00 +0000 While creating a budget doesn’t have to be complicated, it does need to be realistic and workable. Here are a few strategies for steering clear of some common budgeting mistakes: Real Estate - Rent or Buy http://www.visionbank.com/alerts-and-news/real-estate---rent-or-buy http://www.visionbank.com/alerts-and-news/real-estate---rent-or-buy Mon, 12 Sep 2022 05:00:00 +0000 Living in cramped quarters with a roommate or two – or a growing family – is enough to make even the most frugal among us long for more room under our roof. If you are on the fence about whether to rent or buy a home, consider some of these factors. VisionBank Announces Acquisition Of Legacy Bank http://www.visionbank.com/alerts-and-news/visionbank-announces-acquisition-of-legacy-bank http://www.visionbank.com/alerts-and-news/visionbank-announces-acquisition-of-legacy-bank Fri, 09 Sep 2022 05:00:00 +0000 VisionBank of Iowa announced it has entered into a definitive agreement to acquire Legacy Bank in a transaction that will bring together two long-standing community banks with a focus on being the leader in service to customers and communities throughout Central Iowa. First Moves http://www.visionbank.com/alerts-and-news/first-moves http://www.visionbank.com/alerts-and-news/first-moves Mon, 22 Aug 2022 05:00:00 +0000 Payday is a great day. But before you go spending that paycheck on fabulous shoes and fun dinners out, there are a few things you could do first. Here’s some different ways you can use your check once it hits your account. Not So Fast http://www.visionbank.com/alerts-and-news/not-so-fast http://www.visionbank.com/alerts-and-news/not-so-fast Mon, 15 Aug 2022 05:00:00 +0000 Zelle is the latest tech to be targeted by scammers. As with anything that is widely used, scammers have latched onto the tech and are targeting consumers. Here’s what you should know. Add It Up http://www.visionbank.com/alerts-and-news/add-it-up http://www.visionbank.com/alerts-and-news/add-it-up Wed, 27 Jul 2022 05:00:00 +0000 One of the fastest and most impactful ways to boost your homes value is to focus on curb appeal. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible. A Big Ratio http://www.visionbank.com/alerts-and-news/a-big-ratio http://www.visionbank.com/alerts-and-news/a-big-ratio Fri, 22 Jul 2022 05:00:00 +0000 One of the biggest factors impacting your credit score is the credit utilization ratio. This is your total credit used divided by the total credit available to you. Take a second to see what makes up your credit ratio. Think Long http://www.visionbank.com/alerts-and-news/think-long http://www.visionbank.com/alerts-and-news/think-long Mon, 18 Jul 2022 05:00:00 +0000 Chances are, when you think of saving for your golden years, you think of some fun things — like traveling — and some not-so-fun things, like the cost of prescriptions. However, if you’re not yet planning for long-term care expenses, here are three main methods to get started: Never Too Late http://www.visionbank.com/alerts-and-news/never-too-late http://www.visionbank.com/alerts-and-news/never-too-late Mon, 11 Jul 2022 05:00:00 +0000 If you’re in your 40s with little to no retirement savings, you might be a bit stressed. However, don’t get too worried — there’s still time to right this ship. The key is to jump on this opportunity immediately. Here are some moves to catch up and ensure your retirement is as comfortable as possible. Moving the Ceiling http://www.visionbank.com/alerts-and-news/moving-the-ceiling http://www.visionbank.com/alerts-and-news/moving-the-ceiling Mon, 27 Jun 2022 05:00:00 +0000 When opening a credit card, you're given a spending limit and over time that limit may increase. There are, however, ways to ask for a limit bump on your own. Here's what you should know!  Ways to Improve Your Relationship With Money http://www.visionbank.com/alerts-and-news/ways-to-improve-your-relationship-with-money http://www.visionbank.com/alerts-and-news/ways-to-improve-your-relationship-with-money Mon, 13 Jun 2022 05:00:00 +0000 There are steps you can take to improve your relationship with money, lower your stress and eventually move to a better spot with your finances. Consider these money moves to get a better handle on your financial life! Two Parts http://www.visionbank.com/alerts-and-news/two-parts http://www.visionbank.com/alerts-and-news/two-parts Mon, 06 Jun 2022 05:00:00 +0000 When your emergency fund is at rock bottom and you also have outstanding debts, what do you do? Here’s a guide to help you figure out which steps to take first. Moving Out, Moving In http://www.visionbank.com/alerts-and-news/moving-out-moving-in http://www.visionbank.com/alerts-and-news/moving-out-moving-in Mon, 23 May 2022 05:00:00 +0000 Selling your home while buying a new one is a tricky maneuver to pull off. If you sell your home too quickly, you might end up with nowhere to live. If you buy a home before selling your current home, you could get stuck paying two mortgages at once. Here’s how to make the process as easy as possible. Inch By Inch http://www.visionbank.com/alerts-and-news/inch-by-inch http://www.visionbank.com/alerts-and-news/inch-by-inch Mon, 16 May 2022 05:00:00 +0000 Digging out of debt can seem overwhelming, but don’t let that stop you from developing a plan. Like many things in life, you can take small steps to arrive where you want to be. Here are some basic moves to climb out of debt. Ask First http://www.visionbank.com/alerts-and-news/ask-first http://www.visionbank.com/alerts-and-news/ask-first Mon, 09 May 2022 05:00:00 +0000 Medical costs can derail even the best laid financial plans. Consider this: The average cost of a three-day stay in a hospital is $30,000. Break a leg? That’ll run you about $7,500. Paying for cancer treatment can cost hundreds of thousands. With medical costs so high, it’s important to examine every bill carefully. Here are some questions to ask before paying a medical expense. Financial Planning Strategies for Teachers http://www.visionbank.com/alerts-and-news/financial-planning-strategies-for-teachers http://www.visionbank.com/alerts-and-news/financial-planning-strategies-for-teachers Mon, 02 May 2022 05:00:00 +0000 It’s hard to imagine a group more deserving of our appreciation. As we look to Teacher’s Appreciation Month in May, here are seven tips educators should consider as they plan for their financial futures. How to Stay Calm During Tax Season http://www.visionbank.com/alerts-and-news/how-to-stay-calm-during-tax-season http://www.visionbank.com/alerts-and-news/how-to-stay-calm-during-tax-season Mon, 18 Apr 2022 05:00:00 +0000 Just hearing the word taxes is enough to send some people into a tailspin of woe. We get it. Even the most organized among us have been known to procrastinate until a few days before the deadline for filing federal income taxes – even when we know we are likely to get a refund. Happy Easter! http://www.visionbank.com/alerts-and-news/happy-easter http://www.visionbank.com/alerts-and-news/happy-easter Fri, 15 Apr 2022 05:00:00 +0000 <h5>Bunny kisses & Easter wishes!</h5> These Easter themed coloring pages are free to print and fun to color! Color them with anything you want - crayons, colored pencils, markers, or even paint. These coloring pages are perfect for anyone, at any age!  Watch Out http://www.visionbank.com/alerts-and-news/watch-out http://www.visionbank.com/alerts-and-news/watch-out Tue, 22 Mar 2022 05:00:00 +0000 Planning for retirement is in some ways, simple enough: Save as much as you can, for as long as you can. However, there are obstacles to retirement that can make things harder than they need to be. Here are some myths about retirement that could end up ruining your simple, smart approach. Paying With Mobile Can Be Safer Than Plastic - If You Do It Right http://www.visionbank.com/alerts-and-news/paying-with-mobile-can-be-safer-than-plastic---if-you-do-it-right http://www.visionbank.com/alerts-and-news/paying-with-mobile-can-be-safer-than-plastic---if-you-do-it-right Fri, 18 Mar 2022 05:00:00 +0000 Our smartphones make life easier in so many ways. As if calling, texting, web surfing, and using social media wasn’t enough, now, thanks to mobile banking apps, you can handle your finances on your favorite touch-screen as well. Be Ready http://www.visionbank.com/alerts-and-news/be-ready http://www.visionbank.com/alerts-and-news/be-ready Thu, 17 Mar 2022 05:00:00 +0000 Russia’s invasion of Ukraine should have you reconsidering your cybersecurity. Though it’s unlikely Russia could target the US with cyberattacks, there is a long history of Russian hackers engaging in patriotic attacks against entities not well aligned with the Russian government. Here are some steps to take to make sure your information is secure. Happy St. Patrick's Day http://www.visionbank.com/alerts-and-news/happy-st-patricks-day http://www.visionbank.com/alerts-and-news/happy-st-patricks-day Tue, 15 Mar 2022 05:00:00 +0000 What lies at the end of the rainbow? A pot of gold, of course! Help your child celebrate St. Patrick's day, or any day, with this fun pot of gold coloring page and Irish scavenger hunt. Coloring is not only an enjoyable way to pass the time, it can also lay the groundwork for writing skills later on. Card Help http://www.visionbank.com/alerts-and-news/card-help http://www.visionbank.com/alerts-and-news/card-help Mon, 14 Mar 2022 05:00:00 +0000 Subscription costs are sneaky. You sign up for one service, that’s $10. You sign up for another, that’s $6.99. Oh, and then there’s that other subscription for $15. Because each service costs less than $20 per month, you barely notice. But the costs keep stacking up as you add more and more. One way to make sure you’re getting the most bang for your buck is to link all of those subscriptions to your credit card. Know Your HSA http://www.visionbank.com/alerts-and-news/know-your-hsa http://www.visionbank.com/alerts-and-news/know-your-hsa Mon, 28 Feb 2022 06:00:00 +0000 A Health Savings Account (HSA) can be a good savings tool. And just like any tool, it helps to know how to use it the right way. Here are some common HSA mistakes that you should avoid. Dodge these pitfalls and you’ll be making the most out of what can be an incredibly valuable account. How To Get The Most Out Of Your 529 Plan http://www.visionbank.com/alerts-and-news/how-to-get-the-most-out-of-your-529-plan http://www.visionbank.com/alerts-and-news/how-to-get-the-most-out-of-your-529-plan Mon, 28 Feb 2022 06:00:00 +0000 What comes to mind when you think of college? Long nights spent in the library trying to study for an exam, Friday night football games, sub-par cafeteria food? Check. Check. And check. But you may also be thinking: How am I going to pay for this? 2022 Community Shred Day http://www.visionbank.com/alerts-and-news/2022-community-shred-day http://www.visionbank.com/alerts-and-news/2022-community-shred-day Thu, 17 Feb 2022 06:00:00 +0000 VisionBank will have a Secure Shred truck available and free to the public at our Boone, Huxley, and Ogden locations on the morning of Saturday, April 2nd. To help us practice safe social distancing, please place the items you'd like to have shred in the trunk of your vehicle, we'll take care of the rest!  Credit Scores: The Secret to Lasting Love http://www.visionbank.com/alerts-and-news/credit-scores-the-secret-to-lasting-love http://www.visionbank.com/alerts-and-news/credit-scores-the-secret-to-lasting-love Fri, 11 Feb 2022 06:00:00 +0000 Looking to do something romantic for your significant other this Valentine’s Day? Forget the box of chocolates and roses (okay, maybe not the chocolate). Raising your credit score to match your partners might be the most romantic gesture. Why? Because it could be the key to a more stable relationship. Easy Street http://www.visionbank.com/alerts-and-news/easy-street http://www.visionbank.com/alerts-and-news/easy-street Fri, 28 Jan 2022 06:00:00 +0000 Setting a financial goal is easy. Attaining that goal is the hard part. Here are some ways to make the road to your financial goal as smooth as possible. Frozen for Good http://www.visionbank.com/alerts-and-news/frozen-for-good http://www.visionbank.com/alerts-and-news/frozen-for-good Fri, 28 Jan 2022 06:00:00 +0000 Consumers are vaguely aware of the ins and outs of credit freezes, and that might be a bad thing. A recent study found that while 75 percent of Americans know of the credit freeze process, 71 percent said they’ve never given it a try. Here is what you should know about an effective financial tool. New Look http://www.visionbank.com/alerts-and-news/new-look http://www.visionbank.com/alerts-and-news/new-look Fri, 07 Jan 2022 06:00:00 +0000 The time might be right to refinance your mortgage. Mortgage rates are still right around three percent, and that’s low enough to save many people lots of cash. In one recent report, there were 11 million American homeowners who could lower their mortgage by .75 percentage or more. The same study found that of those eligible for lowering their mortgage rate, the average savings worked out to about $279 per month. Here’s everything to consider about refinancing.